Insurance means that a risk is transferred to another party in return for the payment of a premium. This model is based on the assessment that certain events will repeat themselves with a given regularity. And the more similar the risks are and the more such similar risks are insured by an insurer, the better the insurer can calculate premiums and the more certain expected results will be.
Clients and their brokers can face problems whenever an exceptional risk is involved in the process and nobody wants to insure it. Hübener Versicherungs AG, however, specialises in precisely this sort of exceptional risk, thus offering its clients and the broker market a solution instead of an otherwise unsuccessful search.
It is one of our business principles to consider all risks in an unbiased manner and to ask ourselves what premium would be appropriate for the risk requiring insurance. It is our ambition to be a strong and reliable partner for clients and brokers alike. No more, no less.
