(according to §5 Telemediengesetz TMG – teleservice laws)

Information provider (Responsible for the content)

Hübener Versicherungs-AG
Ballindamm 37
D-20095 Hamburg
Telephone: +49(40) 226 31 78 – 0
Facsimile: +49(40) 226 31 78 – 78
E-mail: post@huebener-ag.eu

Tax-Number: 27/137/00633
Commercial Registry Hamburg HR B 97637
Chairman: Kersten Jodexnis
Management: Nicolas Hübener, Dietmar Linde

The following information is submitted in fulfilment of the legal requirements listed below:

  • § 5 and § 6 Telemediengesetz (TMG) – teleservice laws
  • § 4 para. 3 Bundesdatenschutzgesetz (BDSG) – German data protection act,
  • § 312c Bürgerliches Gesetzbuch (BGB) – German civil code
  • § 1 BGB-Informationspflichten-Verordnung (BGB-InfoV) – (German civil code duty to supply information ordinance)


1. Online-contents
The author reserves the right not to be responsible for the topicality, correctness, completeness or quality of the information provided. Liability claims regarding damage caused by the use of any information provided, including any kind of information which is incomplete or incorrect, will therefore be rejected. All offers are non-binding and without obligation. Parts of the pages or the complete publication including all offers and information might be extended, changed or partly or completely deleted by the author without separate announcement.

2. Referrals and links
The Author is not responsible for any contents linked or referred to from his pages – unless he has full knowledge of illegal contents and would be able to prevent the visitors to his site from viewing those pages. If any damage occurs by the use of information presented there, only the author of the respective pages might be liable, not the one who has linked to these pages. Furthermore the author is not liable for any postings or messages published by users of discussion boards, guest-books or mailing lists provided on his page.

3. Copyright
The author intended not to use any copyrighted material for the publication or, should this be unavoidable, to indicate the copyright of the respective object. Sound recordings, video sequences, graphics and texts can only be drawn on if these are not protected by copyright. If you find any unindicated object protected by copyright, the copyright could not be determined by the author. In the case of such an unintentional copyright violation the author will remove the object from the publication or at least indicate it with the appropriate copyright after notification. The copyright for any material created by the author is reserved. Any duplication or use of such diagrams, sounds or texts in other electronic or printed publications is not permitted without the author´s agreement.

4. Data Protection
If the opportunity for the input of personal or business data (email addresses, name, addresses) is given, the input of these data takes place voluntarily. The use of the published postal addresses, telephone or fax numbers and eMail addresses for marketing purposes is prohibited; offenders sending unwanted spam messages will be punished. Any duplication by a third party –phisically, electronically or in any other way – is prohibited.

5. Data Protection and Google Analytics
This website uses Google Analytics, a web analytics service provided by Google, Inc. (“Google”). 
Google Analytics uses “cookies”, which are text files placed on your computer, to help the website analyze how users use the site. The information generated by the cookie about your use of the website (including your IP address) will be transmitted to and stored by Google on servers in the United States. In case of activation of the IP anonymization, Google will truncate/anonymize the last octet of the IP address for Member States of the European Union as well as for other parties to the Agreement on the European Economic Area. Only in exceptional cases, the full IP address is sent to and shortened by Google servers in the USA. On behalf of the website provider Google will use this information for the purpose of evaluating your use of the website, compiling reports on website activity for website operators and providing other services relating to website activity and internet usage to the website provider. Google will not associate your IP address with any other data held by Google. You may refuse the use of cookies by selecting the appropriate settings on your browser. However, please note that if you do this, you may not be able to use the full functionality of this website. Furthermore you can prevent Google’s collection and use of data (cookies and IP address) by downloading and installing the browser plug-in available under https://tools.google.com/dlpage/gaoptout?hl=en-GB.

You can refuse the use of Google Analytics by clicking on the following link. An opt-out cookie will be set on the computer, which prevents the future collection of your data when visiting this website: Disable Google Analytics

Further information concerning the terms and conditions of use and data privacy can be found at http://www.google.com/analytics/terms/gb.html or at https://www.google.de/intl/en_uk/policies/. 
Please note that on this website, Google Analytics code is supplemented by “gat._anonymizeIp();” to ensure an anonymized collection of IP addresses (so called IP-masking).

Source: www.datenschutzbeauftragter-info.de

6. Legal force of this disclaimer
This disclaimer is to be regarded as part of the internet publication which you were referred from. If sections or individual formulations of this text are not legal or correct, the content or validity of the other parts remain uninfluenced by this fact.